Ally Credit Card Application Review| Ally Credit Card Requirements

Ally Credit Card | Ally Bank Credit Card Review| Ally Cash Back Credit Card| Ally Credit Card Servicing| Ally Credit Card Approvals Score Requirement

Ally Cash Back Credit Card will definitely be a good choice for anyone who spends a lot of money on grocery and gas purchases. The Ally Bank Credit Card offers discounts, bonus points and rewards when you make transactions with this card.

In this article, I will be discussing the Ally Credit Card Application review and everything you need to know about the Ally Credit Card Score Requirement.

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Ally Credit Card Review | Ally Bank Cash Back Application Review

  • The Cash Back Credit Card has a Standard APR of 23.99%
  • There is a $0 annual fee charged by the bank
  • A 0% Introductory APR will be charged for the first 12 billing cycles
  • The Card has a 3% or $5 balance transfer fee
  • You have an extra 10% bonus when you deposit rewards in your account

Ally Credit Card Advantages

  • The Card has no annual charge associated with it
  • The Credit Card will be very beneficial to those who frequently visit the gas station and grocery stores respectively
  • As a Financial Account holder, the Cash Back Credit Card will suit you best

Ally Credit Card Disadvantages

  • The Cash Back Credit Card will not be the best choice for someone who makes frequent foreign transactions
  • This Credit Card is not associated with high rewards

Ally Credit Card Benefits

  • Like I said earlier if you are an Ally Bank Customer, you would get a 10% Ally Deposit Bonus for depositing the cash rewards
  • You would get a 2% reward on the purchase amount when you shop at grocery stores
  • For all eligible purchases, you will get a 1% cash back
  • The Ally Cash Back Rewards Credit Card can be accepted anywhere Visa is accepted

Ally Credit Card Application Review Guide

The application has two methods of application: Online or Through Telephone and we will give a full guide below

  • On your web browser, visit the Ally Credit Card Application Page
  • Input the following personal details: Reference Number, Complete Name, Social Security Number, Date of Birth, Choose whether you are an Ally Bank Customer
  • Enter your Residential and Contact Address details
  • Provide your Financial information i.e. Income, Employment, and Residential Information
  • Create a Security word and “Select” the “Continue” button
  • Require to add cards, transfer the balance, read and agree to the disclosure

To apply through telephone, the customer would need to call them directly at 1-877-247-2559 and respond to the IVR and get an immediate approval.

N:B : Once your application is accepted, you will receive a confirmation message.